Terms of Service

Last updated: 18.07.2023

1. Acceptance of Terms

By accessing and using RateGrid's services, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Service Description

RateGrid is a comparison service that connects investors with APRA-regulated financial institutions offering fixed term deposits. We provide information and facilitate connections but are not a financial institution ourselves.

3. No Financial Advice

The information provided on this website is general in nature and does not constitute financial advice. We recommend consulting with a qualified financial advisor before making investment decisions.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, interest rates and terms are subject to change. All rates are indicative and must be confirmed with the respective financial institution.

5. User Responsibilities

You agree to:

  • Provide accurate and truthful information
  • Maintain the confidentiality of any account credentials
  • Notify us of any unauthorized use of your information
  • Comply with all applicable laws and regulations

6. Limitation of Liability

RateGrid shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services or inability to use our services.

7. Third-Party Services

Our service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites.

8. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the service constitutes acceptance of modified terms.

9. Governing Law

These terms are governed by the laws of Australia. Any disputes shall be subject to the exclusive jurisdiction of the courts of Australia.

10. Contact Information

For questions about these Terms of Service, please contact us at contact@rategrid.org