Disclaimer

Last updated: 18.07.2023

General Information Only

The information provided on RateGrid is for general informational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability or completeness of any information on the site.

Not Financial Advice

The content on this website does not constitute financial, investment, tax, or legal advice. You should seek independent professional advice before making any investment decision. We are not licensed to provide financial product advice.

Rate Information

Interest rates displayed are indicative only and subject to change without notice. Rates are sourced from various financial institutions and may not reflect the most current rates available. Actual rates will be confirmed directly with the financial institution.

Investment Risks

While fixed term deposits with APRA-regulated institutions are generally considered low-risk investments, all investments carry some level of risk. Past performance is not indicative of future results.

Government Protection

The Australian Government's Financial Claims Scheme (FCS) protects deposits up to $250,000 per account holder per ADI (Authorised Deposit-taking Institution). This protection is subject to eligibility criteria set by the government.

No Guarantee of Results

We make no guarantees regarding the outcomes of any investment decisions you make. The final investment decision and any consequences thereof are solely your responsibility.

Third-Party Institutions

We are not responsible for the practices, policies, or performance of third-party financial institutions. You should conduct your own due diligence before investing with any institution.

Affiliate Relationships

We may receive commissions or fees from financial institutions for successful referrals. This does not affect the rates you receive, which are the same as if you approached the institution directly.

Limitation of Liability

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

Professional Advice

Before making any financial decision, we strongly recommend that you:

  • Consult with a licensed financial advisor
  • Review the Product Disclosure Statement (PDS) and Terms and Conditions from the financial institution
  • Consider your personal financial situation and objectives
  • Understand all fees, terms, and conditions associated with the investment

Contact

If you have questions about this disclaimer, please contact us at contact@rategrid.org